Mortgage Home Loan

An asset financing product with goal of enabling our customers purchase or complete their residential property and more.

This is an asset financing product with goal of enabling our customers; purchase or complete their residential property, purchase of land, carry out home improvement, home extension and home construction.

This loan can be used for purchase or completion of a residential property, purchase of land, home improvement, refinance, home extension or home construction.

This loan is available to both salaried and non-salaried customers with a verifiable source of income.

  • Loan limit is up to UGX 500,000,000
  • Loan repayment periods:
    • Home improvement: Maximum of 3 years
    • Land acquisition: Maximum of 3 years
    • Home extension: Maximum of 10 years
    • Home Purchase, Construction, Refinance, Equity Release: Maximum of 15 years
    • Minimum payment period: 6 months

Requirements Salaried employee

  • Completion of Loan Application form - Instant cash form
  • Undertaking from the employer
  • Copy of identity card
  • Latest Pay slip
  • Proof of residence (Local Council letter/Utility bill)
  • Proof of nationality (Passport/Birth certificate) if a foreigner
  • Appointment/contract letter
  • Proforma Invoice from vendor

Non-salaried applicant:

  • SME/ corporate application requirements including account statements for six months.
  • SME application forms
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